The pre qualification figures above are based upon conventional program guidelines. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. Further review is necessary to obtain an exact qualification. The information provided reflects estimates of the monthly payments you are likely to incur. The actual payments may be more or less. The tax rates, interest rates and insurance rates may be more or less than displayed. Your payment may include additional charges depending on your transaction. If you have less than 20% equity in your home, a monthly mortgage insurance payment may be required. Contact us for a free no obligation pre-approval.